Who this is for
Get paid globally. Spend locally.
Common problems this solves
• Clients pay in USD but you live in a different country Hold USD, USDC, or USDT and spend in local currency with zero fees
• PayPal and Wise take 2-4% on every conversion Plu converts at the real mid-market rate with zero markup
• No credit history in your new country Build credit in 6 months with Plu Basic — passport KYC, no SSN needed
• Separate accounts for business and personal spending Premium tier with expense tracking, invoicing, and team cards
What you get with Plu
• Receive USD, EUR, GBP payments directly • Hold stablecoins (USDC, USDT) as savings buffer • Spend in any currency with zero fees • Business expense categorization • Invoice and receipt tracking • Virtual card issued in 2 minutes • Works with Upwork, Fiverr, Toptal payouts • Tax-friendly transaction exports (CSV/PDF)