Simple, transparent pricing

One card.
Zero hidden fees.

Start free. Upgrade when you're ready. No contracts, cancel anytime.

What other cards charge
Per-transaction fee$28.40
FX rate markup (2.8%)$41.10
Monthly maintenance$12.00
ATM withdrawal fee$6.50
Card issuance$15.00
Your total with GetPlu$0.00
Tap. Spend. Keep the difference.
You keep
Every cent
No contracts
QUICK SUMMARY

Pricing, at a glance.

  • Free plan: virtual Visa card, $0 fees on spending and funding, forever.
  • Pioneer ($25/yr): free virtual & agent cards plus spend management.
  • Global ($50/yr): purple physical card and worldwide ATM access.
  • Elite ($100/yr): black physical card and a dedicated relationship manager.
  • Alpha ($200/yr): gold physical card and concierge support.
  • No contracts - cancel or downgrade anytime from the app.
Annual billing- save 17%
Free
Everything you need to start spending globally.
Free virtual VISA debit card
Zero fees on all transactions
USDC, USDT & USD spending
Apple Pay & Google Pay
In-app budgeting tools
24/7 human support
Pioneer
$25/year
No risk - downgrade anytime and keep your card.
For individuals crossing borders.
Upgrade to Pioneer
Everything in Free
Free virtual cards
Free agent cards
Spend management
No weekend surge
Priority support
Elite
$100/year
No risk - downgrade anytime and keep your card.
For power users who demand more from every transaction.
Upgrade to Elite
Everything in Global
Free virtual cards
Free agent cards
Black physical card
Dedicated relationship manager
Alpha
$200/year
No risk - downgrade anytime and keep your card.
For the ultimate power user with no limits.
Upgrade to Alpha
Everything in Elite
Free virtual cards
Free agent cards
Gold physical card
Concierge support
Add-onspurchased separately
Physical card

Add a physical card to your account at any time.

Pioneer
Travel lounges

Purchase lounge access at airports worldwide on your own terms.

PioneerGlobalElite
Perkscoming soon
AI credits

Monthly AI credits across paid plans.

eSIM data

Global data plans in 200+ countries.

Travel perks

Exclusive discounts on flights and hotels.

Lounge access

Airport lounge access — Alpha only.

WHAT YOU NEVER PAY

The plan fee is the
whole price tag.

No foreign transaction fee No FX markup No monthly maintenance No funding fee No conversion spread
FAQ

Pricing questions.

Can I cancel anytime?

Yes. There are no contracts and no cancellation fees. You can cancel or downgrade your plan at any time from inside the app.

Are there any hidden fees?

No. Zero fees on spending means zero foreign transaction fees, zero FX markup, and zero monthly maintenance charges on all plans. The only cost is the annual plan fee if you choose Pioneer, Global, Elite, or Alpha.

What happens to my card if I cancel?

Your virtual card stays active until the end of your billing period. Physical cards on paid plans can be kept but will revert to Free plan limits.

Is the free plan really free?

Yes. The free virtual Visa debit card costs nothing to create and nothing to maintain. You pay no fee when you spend, no fee when you fund, and no monthly charge. Ever.

Read More FAQs
GET YOUR CARD

Free to start. Always.

Create your virtual Visa in seconds and spend with zero fees in 125+ countries. Upgrade only when you're ready.

Get Started Free

Backed by licensed, regulated partners

GetPlu is not a bank, exchange, or asset custodian. GetPlu does not hold user funds or facilitate FDIC insurance. Payment services and card products are provided in partnership with licensed institutions in their respective jurisdictions. GetPlu is a global technology platform. Financial services are provided by regulated third parties.