Frequently asked questions.
Got questions? We've got answers.
Yes, Plu uses bank-level encryption to protect your data. All deposits are insured through our banking partners.
Plu is a fintech neobank that lets you spend globally with zero fees on spending. Get a free virtual VISA debit card and use it anywhere.
No. Plu uses passport-based KYC verification. You can sign up with just your passport or national ID — no SSN, no credit history required.
Top up your Plu wallet with USDC, USDT, or USD. When you swipe, the stablecoin converts to local currency instantly at point-of-sale.
Use your virtual card for 6 months, spend $500 total, and maintain a Pro subscription. Once qualified, choose from purple, black, or gold designs.
Rewards are earned automatically on every purchase. Track and redeem in the app — no points expiration.
Plu is available in 143+ countries. We're currently focused on Philippines, Nigeria, and US/Canada with more markets launching soon.
Yes. Your Plu card works at merchants in 143+ countries with zero fees on all purchases.