Who this is for
New country. New credit. No waiting.
Common problems this solves
• Can't get a credit card without SSN or credit history Plu requires only passport — no SSN, no credit check, no deposit
• Credit building takes 3-5 years through traditional banks Plu reports to all 3 bureaus — build credit in 6 months
• No way to spend internationally without high bank fees Spend in 143+ countries with zero fees via Plu
• Can't rent an apartment without credit score Use Plu's credit-building program to qualify for apartments, loans, and more
What you get with Plu
• No SSN required — passport-only verification • Credit building reported to Experian, Equifax, TransUnion • Free virtual card from day one • Spend globally with zero fees • Multilingual support (Spanish, Tagalog, Hindi, Yoruba) • ITIN accepted for enhanced credit reporting • Works before you have any US documentation • Physical card qualifies after 6-month program