Why fund Plu from Exodus?
Exodus is a multi-chain wallet supporting 250+ assets across Ethereum, Tron, Solana, and other major networks.
Plu issues a Visa card you can fund directly with stablecoins. Exodus has solid support for both Ethereum and Tron, making it one of the easier multi-chain wallets to use with Plu. We recommend TRC-20 for the cheapest path. The result: one on-chain transaction, then you spend at any of 100+ million Visa merchants in 143+ countries — no exchange off-ramp, no bank account required.
This guide walks you through the exact flow: copying Plu's deposit address, choosing the right network on Exodus, sending the transfer, and confirming the credit. Most users finish in under 5 minutes.
What you'll need
- Exodus installed on your mobile app, desktop app, or browser extension
- USDC or USDT on Ethereum (ERC-20) and Tron (TRC-20) balance in your Exodus wallet (enough for the transfer + a small network fee buffer)
- A Plu account (free — sign up at app.getplu.com if you don't have one)
- Internet connection on both devices
Step-by-step
1. Open Plu and tap Add funds
Choose USDC or USDT. Plu will prompt you to pick a network.
2. Choose your network
Exodus supports both Ethereum (ERC-20) and Tron (TRC-20). For most users, **TRC-20 is the right default** — fees are typically under $1 and confirmations land in 30-90 seconds. Use ERC-20 only if your stablecoins are already on Ethereum and you'd prefer to pay the gas fee than bridge first.
3. Copy the deposit address
Plu shows a unique deposit address for the network you selected. Tap to copy. Verify the first and last 4 characters match what you'll paste in the next step.
4. Open Exodus and tap Send
In Exodus, search for and tap USDT-TRON or USDC. Tap Send. Paste the Plu deposit address. Exodus will show the network fee in TRX or ETH depending on the network.
5. Paste the address and enter the amount
Paste the Plu deposit address. Enter the USDC or USDT amount you want to fund. Exodus will show you the network fee — review it, then confirm.
6. Wait for the credit
Once the transaction confirms on-chain, Plu credits your balance. Tron (TRC-20) typically takes 30-90 seconds. You'll see a notification in the Plu app.
Network selection
Exodus supports the following networks for Plu funding:
| Network | Fee | Speed | Recommended for |
|---|---|---|---|
| Ethereum (ERC-20) | $2-15 typical (gas-dependent) | 1-3 minutes | USDC/USDT already on Ethereum |
| Tron (TRC-20) | Under $1 | 30-90 seconds | Cheapest path, most users |
Default recommendation: **Tron (TRC-20)**.
Common issues and fixes
- Two USDT entries — Exodus distinguishes USDT (Tron) from USDT (Ethereum). Confirm you tapped the right one before sending.
- Gas/TRX balance — keep a small amount of TRX in your Exodus wallet for Tron transactions.
- Address format — Tron addresses start with 'T', Ethereum with '0x'. Exodus checks the format, but always verify before confirming.
- Bought via Exodus — if you bought USDT through the Exodus in-app purchase, check which network it landed on. Some integrations default to Ethereum.
What you can do once funded
Once your Plu balance lands, you can:
- Add the Plu Visa to Apple Pay or Google Pay for contactless payments
- Pay any subscription billed in USD (Netflix, Spotify, GitHub, ChatGPT, AWS, etc.)
- Spend at any merchant accepting Visa — 100+ million worldwide
- Withdraw cash at ATMs at competitive rates
- Issue scoped Agent Cards for AI agents (Claude, Cursor, etc.) with hard spending limits
Browse the dedicated USDC and USDT card pages to see networks supported, country availability, and detailed comparisons.
Frequently asked questions
Does Exodus support staking my USDT and sending it to Plu later?
Exodus offers staking for some assets, but USDT staking isn't typically supported in-app. You can hold USDT in Exodus and send to Plu when you're ready to fund — no staking unwind needed.
What network should I use to send from Exodus?
Choose Tron (TRC-20) if you want the cheapest path — fees under $1, confirmations under a minute. Choose Ethereum (ERC-20) if you already hold USDC or USDT on Ethereum and prefer not to bridge.
How long does the transfer take to credit my Plu balance?
Once the transaction confirms on-chain, Plu credits your balance immediately. Confirmation time depends on the network: TRC-20 lands in 30-90 seconds, ERC-20 takes 1-3 minutes, Solana under 30 seconds.
What if I send to the wrong network?
Cross-chain mistakes are usually unrecoverable. Always confirm the destination address matches the network shown in Plu's deposit screen. Tron addresses start with "T", Ethereum addresses start with "0x", Solana addresses use base58 encoding. Exodus should clearly show the network at the top of the send screen — match it to what Plu requested.
Is there a minimum or maximum deposit?
Plu's minimum deposit is generally low (under $10 equivalent) but varies by tier. Maximum deposits scale with your account verification level. Network fees may make very small deposits uneconomical — it's best to batch top-ups when possible.