Why fund Plu from Ledger Live?
Ledger Live is the companion app for Ledger hardware wallets — supports 5,500+ tokens across Ethereum, Tron, Solana, and other networks.
Plu issues a Visa card you can fund directly with stablecoins. Ledger Live combined with a Ledger Nano (S Plus, X, Stax) gives you self-custody with hardware-level security. Both Ethereum and Tron are supported, with TRC-20 being the recommended path for low-fee Plu funding. The result: one on-chain transaction, then you spend at any of 100+ million Visa merchants in 143+ countries — no exchange off-ramp, no bank account required.
This guide walks you through the exact flow: copying Plu's deposit address, choosing the right network on Ledger Live, sending the transfer, and confirming the credit. Most users finish in under 5 minutes.
What you'll need
- Ledger Live installed on your desktop or mobile app (paired with hardware wallet)
- USDC or USDT on Ethereum (ERC-20) and Tron (TRC-20) balance in your Ledger Live wallet (enough for the transfer + a small network fee buffer)
- A Plu account (free — sign up at app.getplu.com if you don't have one)
- Internet connection on both devices
Step-by-step
1. Open Plu and tap Add funds
Choose USDC or USDT. Plu will prompt you to pick a network.
2. Choose your network
Ledger Live supports both Ethereum (ERC-20) and Tron (TRC-20). For most users, **TRC-20 is the right default** — fees are typically under $1 and confirmations land in 30-90 seconds. Use ERC-20 only if your stablecoins are already on Ethereum and you'd prefer to pay the gas fee than bridge first.
3. Copy the deposit address
Plu shows a unique deposit address for the network you selected. Tap to copy. Verify the first and last 4 characters match what you'll paste in the next step.
4. Open Ledger Live and tap Send
Connect your Ledger device. Open Ledger Live, choose the USDT or USDC account on Tron or Ethereum, and tap Send. Confirm the transaction on your physical Ledger device — it will display the address and amount on its screen for verification.
5. Paste the address and enter the amount
Paste the Plu deposit address. Enter the USDC or USDT amount you want to fund. Ledger Live will show you the network fee — review it, then confirm.
6. Wait for the credit
Once the transaction confirms on-chain, Plu credits your balance. Tron (TRC-20) typically takes 30-90 seconds. You'll see a notification in the Plu app.
Network selection
Ledger Live supports the following networks for Plu funding:
| Network | Fee | Speed | Recommended for |
|---|---|---|---|
| Ethereum (ERC-20) | $2-15 typical (gas-dependent) | 1-3 minutes | USDC/USDT already on Ethereum |
| Tron (TRC-20) | Under $1 | 30-90 seconds | Cheapest path, most users |
Default recommendation: **Tron (TRC-20)**.
Common issues and fixes
- Tron app on Ledger — to use TRC-20, you need the Tron app installed on your Ledger device (via Ledger Live's Manager). Same for Ethereum.
- Address verification on device — always verify the destination address on the Ledger device's screen, not just on Ledger Live. Address-tampering attacks target the desktop, not the device.
- Firmware updates — keep your Ledger firmware up to date. Outdated firmware may not support newer token contracts.
- TRX for gas — Tron transactions need TRX in the same account. Keep a small balance.
What you can do once funded
Once your Plu balance lands, you can:
- Add the Plu Visa to Apple Pay or Google Pay for contactless payments
- Pay any subscription billed in USD (Netflix, Spotify, GitHub, ChatGPT, AWS, etc.)
- Spend at any merchant accepting Visa — 100+ million worldwide
- Withdraw cash at ATMs at competitive rates
- Issue scoped Agent Cards for AI agents (Claude, Cursor, etc.) with hard spending limits
Browse the dedicated USDC and USDT card pages to see networks supported, country availability, and detailed comparisons.
Frequently asked questions
Do I need a separate Ledger account for Tron and Ethereum?
Yes — they're different chains, so they have different addresses and require separate accounts in Ledger Live. Add the Tron account by opening Ledger Live > Accounts > Add account > Tron. Same for Ethereum.
What network should I use to send from Ledger Live?
Choose Tron (TRC-20) if you want the cheapest path — fees under $1, confirmations under a minute. Choose Ethereum (ERC-20) if you already hold USDC or USDT on Ethereum and prefer not to bridge.
How long does the transfer take to credit my Plu balance?
Once the transaction confirms on-chain, Plu credits your balance immediately. Confirmation time depends on the network: TRC-20 lands in 30-90 seconds, ERC-20 takes 1-3 minutes, Solana under 30 seconds.
What if I send to the wrong network?
Cross-chain mistakes are usually unrecoverable. Always confirm the destination address matches the network shown in Plu's deposit screen. Tron addresses start with "T", Ethereum addresses start with "0x", Solana addresses use base58 encoding. Ledger Live should clearly show the network at the top of the send screen — match it to what Plu requested.
Is there a minimum or maximum deposit?
Plu's minimum deposit is generally low (under $10 equivalent) but varies by tier. Maximum deposits scale with your account verification level. Network fees may make very small deposits uneconomical — it's best to batch top-ups when possible.