Why fund Plu from OKX Wallet?
OKX Wallet is the self-custodial wallet from OKX — supports 60+ chains including Ethereum, Tron, Solana, and BTC.
Plu issues a Visa card you can fund directly with stablecoins. OKX Wallet has strong multi-chain support and clean Tron integration, making it a solid choice for TRC-20 transfers to Plu. Works well alongside the OKX exchange for users who hold balances on both. The result: one on-chain transaction, then you spend at any of 100+ million Visa merchants in 143+ countries — no exchange off-ramp, no bank account required.
This guide walks you through the exact flow: copying Plu's deposit address, choosing the right network on OKX Wallet, sending the transfer, and confirming the credit. Most users finish in under 5 minutes.
What you'll need
- OKX Wallet installed on your browser extension or mobile app
- USDC or USDT on Ethereum (ERC-20) and Tron (TRC-20) balance in your OKX Wallet wallet (enough for the transfer + a small network fee buffer)
- A Plu account (free — sign up at app.getplu.com if you don't have one)
- Internet connection on both devices
Step-by-step
1. Open Plu and tap Add funds
Choose USDC or USDT. Plu will prompt you to pick a network.
2. Choose your network
OKX Wallet supports both Ethereum (ERC-20) and Tron (TRC-20). For most users, **TRC-20 is the right default** — fees are typically under $1 and confirmations land in 30-90 seconds. Use ERC-20 only if your stablecoins are already on Ethereum and you'd prefer to pay the gas fee than bridge first.
3. Copy the deposit address
Plu shows a unique deposit address for the network you selected. Tap to copy. Verify the first and last 4 characters match what you'll paste in the next step.
4. Open OKX Wallet and tap Send
Open OKX Wallet, search for USDT-Tron (or USDC), tap Send, and paste the Plu deposit address. Confirm the network and fee.
5. Paste the address and enter the amount
Paste the Plu deposit address. Enter the USDC or USDT amount you want to fund. OKX Wallet will show you the network fee — review it, then confirm.
6. Wait for the credit
Once the transaction confirms on-chain, Plu credits your balance. Tron (TRC-20) typically takes 30-90 seconds. You'll see a notification in the Plu app.
Network selection
OKX Wallet supports the following networks for Plu funding:
| Network | Fee | Speed | Recommended for |
|---|---|---|---|
| Ethereum (ERC-20) | $2-15 typical (gas-dependent) | 1-3 minutes | USDC/USDT already on Ethereum |
| Tron (TRC-20) | Under $1 | 30-90 seconds | Cheapest path, most users |
Default recommendation: **Tron (TRC-20)**.
Common issues and fixes
- OKX Wallet ≠ OKX exchange — like Coinbase, the wallet is self-custodial and the exchange is custodial. To use exchange funds, withdraw first or send directly from the exchange's withdrawal flow.
- Tron, BNB, Polygon variants — OKX shows USDT on multiple chains. Tap the Tron variant for TRC-20.
- TRX balance — keep a small TRX balance for Tron gas.
- Network mismatch — always confirm the destination address matches the network. OKX warns you if there's a mismatch, but verify visually.
What you can do once funded
Once your Plu balance lands, you can:
- Add the Plu Visa to Apple Pay or Google Pay for contactless payments
- Pay any subscription billed in USD (Netflix, Spotify, GitHub, ChatGPT, AWS, etc.)
- Spend at any merchant accepting Visa — 100+ million worldwide
- Withdraw cash at ATMs at competitive rates
- Issue scoped Agent Cards for AI agents (Claude, Cursor, etc.) with hard spending limits
Browse the dedicated USDC and USDT card pages to see networks supported, country availability, and detailed comparisons.
Frequently asked questions
Can I send from OKX exchange to Plu directly?
Yes — when withdrawing from the OKX exchange, choose Plu's deposit address as the destination, select the network (Tron or Ethereum), and confirm. Exchange withdrawal limits and minimum amounts apply.
What network should I use to send from OKX Wallet?
Choose Tron (TRC-20) if you want the cheapest path — fees under $1, confirmations under a minute. Choose Ethereum (ERC-20) if you already hold USDC or USDT on Ethereum and prefer not to bridge.
How long does the transfer take to credit my Plu balance?
Once the transaction confirms on-chain, Plu credits your balance immediately. Confirmation time depends on the network: TRC-20 lands in 30-90 seconds, ERC-20 takes 1-3 minutes, Solana under 30 seconds.
What if I send to the wrong network?
Cross-chain mistakes are usually unrecoverable. Always confirm the destination address matches the network shown in Plu's deposit screen. Tron addresses start with "T", Ethereum addresses start with "0x", Solana addresses use base58 encoding. OKX Wallet should clearly show the network at the top of the send screen — match it to what Plu requested.
Is there a minimum or maximum deposit?
Plu's minimum deposit is generally low (under $10 equivalent) but varies by tier. Maximum deposits scale with your account verification level. Network fees may make very small deposits uneconomical — it's best to batch top-ups when possible.