Why fund Plu from Zerion?
Zerion is a Web3 wallet and portfolio tracker focused on Ethereum and EVM chains.
Plu issues a Visa card you can fund directly with stablecoins. Zerion supports Ethereum, Polygon, Arbitrum, Base, Optimism, BSC, and other EVM chains. For Plu, use Ethereum mainnet for ERC-20 USDC/USDT transfers. The result: one on-chain transaction, then you spend at any of 100+ million Visa merchants in 143+ countries — no exchange off-ramp, no bank account required.
This guide walks you through the exact flow: copying Plu's deposit address, choosing the right network on Zerion, sending the transfer, and confirming the credit. Most users finish in under 5 minutes.
What you'll need
- Zerion installed on your mobile app or browser extension
- USDC or USDT on Ethereum (ERC-20) balance in your Zerion wallet (enough for the transfer + a small network fee buffer)
- A Plu account (free — sign up at app.getplu.com if you don't have one)
- Internet connection on both devices
Step-by-step
1. Open Plu and tap Add funds
Choose USDC or USDT. Plu will prompt you to pick a network.
2. Choose your network
Zerion sends via Ethereum (ERC-20). Network fees vary with gas conditions ($2-15 typical). For cheaper funding, consider holding USDT or USDC in a Tron-compatible wallet for TRC-20 transfers (under $1 in fees).
3. Copy the deposit address
Plu shows a unique deposit address for the network you selected. Tap to copy. Verify the first and last 4 characters match what you'll paste in the next step.
4. Open Zerion and tap Send
Open Zerion, tap your USDC or USDT asset, then Send. Switch to Ethereum mainnet if Zerion defaulted to a different chain. Paste the Plu deposit address.
5. Paste the address and enter the amount
Paste the Plu deposit address. Enter the USDC or USDT amount you want to fund. Zerion will show you the network fee — review it, then confirm.
6. Wait for the credit
Once the transaction confirms on-chain, Plu credits your balance. Ethereum (ERC-20) typically takes 1-3 minutes. You'll see a notification in the Plu app.
Network selection
Zerion supports the following networks for Plu funding:
| Network | Fee | Speed | Recommended for |
|---|---|---|---|
| Ethereum (ERC-20) | $2-15 typical (gas-dependent) | 1-3 minutes | USDC/USDT already on Ethereum |
Default recommendation: **Ethereum (ERC-20)**.
Common issues and fixes
- Network switcher is per-asset — Zerion shows tokens grouped across networks. Tap the specific 'USDC on Ethereum' entry, not a generic USDC.
- Gas estimation — Zerion shows live gas estimates. If costs spike above $5, consider waiting for off-peak hours.
- Bridging suggestion — Zerion sometimes suggests bridging to L2 for cheaper fees. For Plu deposits, ignore this — you need ERC-20 mainnet.
- Connected wallets — Zerion can be a wallet itself or connect to MetaMask/Coinbase. Make sure you're using your Zerion-native wallet for the transfer if that's what holds the funds.
What you can do once funded
Once your Plu balance lands, you can:
- Add the Plu Visa to Apple Pay or Google Pay for contactless payments
- Pay any subscription billed in USD (Netflix, Spotify, GitHub, ChatGPT, AWS, etc.)
- Spend at any merchant accepting Visa — 100+ million worldwide
- Withdraw cash at ATMs at competitive rates
- Issue scoped Agent Cards for AI agents (Claude, Cursor, etc.) with hard spending limits
Browse the dedicated USDC and USDT card pages to see networks supported, country availability, and detailed comparisons.
Frequently asked questions
Can I use Zerion's swap feature to convert tokens before sending to Plu?
Yes. Zerion has built-in swap. If you have ETH or another token but want to send USDC, swap first within Zerion, then send the resulting USDC to Plu. Two transactions, two gas fees, but it avoids needing an external exchange.
What network should I use to send from Zerion?
Zerion supports Ethereum (ERC-20) only. Network fees vary with gas — typically $2-15. For cheaper funding, consider a Tron-compatible wallet.
How long does the transfer take to credit my Plu balance?
Once the transaction confirms on-chain, Plu credits your balance immediately. Confirmation time depends on the network: TRC-20 lands in 30-90 seconds, ERC-20 takes 1-3 minutes, Solana under 30 seconds.
What if I send to the wrong network?
Cross-chain mistakes are usually unrecoverable. Always confirm the destination address matches the network shown in Plu's deposit screen. Tron addresses start with "T", Ethereum addresses start with "0x", Solana addresses use base58 encoding. Zerion should clearly show the network at the top of the send screen — match it to what Plu requested.
Is there a minimum or maximum deposit?
Plu's minimum deposit is generally low (under $10 equivalent) but varies by tier. Maximum deposits scale with your account verification level. Network fees may make very small deposits uneconomical — it's best to batch top-ups when possible.