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GetPlu vs Meru (Spain): No Exchange Lock-In vs Crypto-Friendly Neobank Card

Meru is a neobank card that blends crypto and everyday spend for LatAm and Spanish-speaking users. GetPlu is a stablecoin-funded Visa with no exchange account required. Here's the trade-off for Spain.

QUICK SUMMARY
  • Virtual international card
  • Stablecoin funding (USDC/USDT)
  • Zero forex/transaction fees on spend
  • No exchange account required
FeatureGetPluMeru
Virtual international cardYesYes
Stablecoin funding (USDC/USDT)YesCrypto balance held on Meru platform
Zero forex/transaction fees on spendYesConversion fees may apply
No exchange account requiredYesRequires Meru account and KYC
Best forUSD tools, no exchange lock-inUsers already holding funds on Meru
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Backed by licensed, regulated partners

GetPlu is not a bank, exchange, or asset custodian. GetPlu does not hold user funds or facilitate FDIC insurance. Payment services and card products are provided in partnership with licensed institutions in their respective jurisdictions. GetPlu is a global technology platform. Financial services are provided by regulated third parties.