Spend like a local, anywhere.
Travel the world.
Pay like a local.
Zero foreign transaction fees. Real exchange rate. Works in 143+ countries. Virtual and physical Visa.
DOLLARThe Real Exchange Rate
Same dinner. Two very different bills.
How It Works
From the gate to the last night out, in three steps.
01
Create your card before you fly
Takes 2 minutes. Virtual Visa ready instantly.
02
Land and tap
Use contactless, Apple Pay, or Google Pay. No setup at the airport.
03
Track every trip
Every transaction in the app. Freeze your card in a tap if needed.
Why Travelers Choose Plu
A card built for leaving home.
Zero foreign transaction fees
Not 1.5%. Not 2.8%. Zero.
Real exchange rate
Mastercard/Visa mid-market. No markup.
Works in 143+ countries
Every continent. Millions of merchants.
Apple & Google Pay
Tap before your bags hit the belt.
Freeze in a tap
Lost it? Lock it instantly from the app.
Virtual now, physical too
Start spending online today. Physical ships worldwide.
Built for the Whole Trip
One card from check-in to checkout.
Flights & hotels
Book with the real rate.
Everyday spend
Coffee, groceries, nights out.
Cash when needed
ATM withdrawals abroad.
Online checkouts abroad
Foreign sites, zero drama.
One Card, Every Currency
Pay in the local money, everywhere you land.
From Tokyo to Lisbon to Lagos — your Plu card handles the conversion at the real rate. No fumbling for cash, no surprise charges.
Travel Guides
Read up before you take off.
Best travel card for zero fees in 2025
Compare Plu against Wise, Revolut and your bank card — fee by fee.
TipsHow to use your card abroad without surprises
Networks, ATMs, contactless — what actually works everywhere.
ExplainerReal exchange rate vs. bank rate: what you're actually paying
The markup most banks hide and how to avoid it.
Ready to stop paying FX fees?
Read the full travel card guide — coverage, fees, and real comparisons.
FAQ
Traveling with Plu, answered.
Does Plu really have no foreign fees?
Yes. Zero foreign transaction fees on every purchase, in every country.
What exchange rate do I get?
The mid-market rate — the same one you see on Google. No markup.
Where can I use the card?
143+ countries. If Visa is accepted, Plu works.
Can I withdraw cash at ATMs?
Yes. ATM withdrawals are supported — check your plan for limits.
Do I need a physical card?
No. Your virtual card is ready instantly. Physical cards ship worldwide.
What happens if I lose my card?
Freeze it instantly in the app. Order a replacement in seconds.
Get Your Card
Pack light. Spend like a local.
Free virtual Visa ready in 2 minutes. Zero fees. 143+ countries.