Before you compare
- Wise is strong for sending USD from abroad into an LKR-denominated Sri Lankan bank account - but that transfer converts to rupees on arrival.
- Revolut's signup is residency-based; confirm current Sri Lanka availability directly before relying on it.
- GetPlu holds a USD (or stablecoin) balance you spend directly - no rupee conversion step.
Comparison chart.
Snapshot for planning. Always verify the latest product details with each provider before you decide.
| Feature | GetPlu | Wise | Revolut |
|---|---|---|---|
| Card balance currency | USD - funded by dollars or stablecoins | Sends USD to an LKR bank account (verify card availability) | Residency-based signup - confirm Sri Lanka availability |
| Stablecoin funding (USDC/USDT) | Yes - core funding path | No | No |
| FX markup on non-USD spend | 0% from GetPlu | Conversion fee/spread depends on currency route | Plan and fair-use dependent |
| Best fit | USD/stablecoin spend without converting to rupees | Sending USD transfers into an LKR bank account | EU/UK residents with an existing card - confirm Sri Lanka availability |
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