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Student Card

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No SSN, no credit history, no problem. Get your card with just a passport and start spending on day one of your new semester.

7 min read · January 1, 2026

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Who this is for

Study abroad without the bank fees.

Common problems this solves

• Can't open a bank account without SSN or credit history Plu requires only a passport — sign up in 2 minutes, card ready instantly

• Parents pay high fees to fund your account from abroad Receive funds from home with zero or near-zero fees

• Campus ATMs charge foreign card surcharges Add to Apple Pay or Google Pay and tap to pay everywhere on campus

• No way to build credit as an international student Plu Basic reports to US credit bureaus — start building credit from semester one

What you get with Plu

• Sign up with passport only — no SSN required • Free virtual VISA card in 2 minutes • Get funded from parents with zero fees • Apple Pay & Google Pay for campus spending • Budget tracking to manage student expenses • Start building US credit history immediately • Works before you have a US bank account • 24/7 support in multiple languages

TAGSinternational student cardstudent debit card no ssnbest card for international studentsstudent banking abroadforeign student card usa

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