GetPlu vs BitPay Card (US): Crypto card comparison 2026
BitPay Card is a prepaid Mastercard that liquidates crypto at point of sale. GetPlu holds stablecoin value and spends from a zero-fee Visa balance. See which works better for US-based global spending.
QUICK SUMMARY
- Card network
- Virtual card issuance
- Physical card available
- Monthly / annual fee
| Feature | GetPlu | BitPay |
|---|---|---|
| Card network | Visa | Mastercard (prepaid) |
| Virtual card issuance | Yes - instant online | Requires KYC + mailing |
| Physical card available | Yes | Yes (mailed card) |
| Monthly / annual fee | Free tier available | Free (load fees apply) |
| Stablecoin funding | Yes - USDC / USDT (ERC-20) | Yes - USDC, BTC, ETH, 15+ assets |
| FX conversion fee | 0% on card spend | Spread on each load |
| Recurring subscriptions | Strong - set-and-forget balance | Manual loads required |
| Apple Pay / Google Pay | Yes | No |
| Card freeze / unfreeze | Yes - instant in app | Via BitPay app |
| Customer support | In-app chat + email | Email only |
Card network
GetPlu
VisaBitPay
Mastercard (prepaid)Virtual card issuance
GetPlu
Yes - instant onlineBitPay
Requires KYC + mailingPhysical card available
GetPlu
YesBitPay
Yes (mailed card)Monthly / annual fee
GetPlu
Free tier availableBitPay
Free (load fees apply)Stablecoin funding
GetPlu
Yes - USDC / USDT (ERC-20)BitPay
Yes - USDC, BTC, ETH, 15+ assetsFX conversion fee
GetPlu
0% on card spendBitPay
Spread on each loadRecurring subscriptions
GetPlu
Strong - set-and-forget balanceBitPay
Manual loads requiredApple Pay / Google Pay
GetPlu
YesBitPay
NoCard freeze / unfreeze
GetPlu
Yes - instant in appBitPay
Via BitPay appCustomer support
GetPlu
In-app chat + emailBitPay
Email only