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GetPlu vs Coinbase Card (US): Stablecoin card comparison

Coinbase Card is a crypto debit card tied to a Coinbase account. GetPlu is a stablecoin-funded virtual Visa built for global subscriptions and online spend. Here is how they compare for US users.

QUICK SUMMARY
  • Virtual card issuance
  • Physical card available
  • Monthly / annual fee
  • Stablecoin funding
FeatureGetPluCoinbase
Virtual card issuanceYes - instant onlineYes (Coinbase Card app)
Physical card availableYesYes (Visa debit)
Monthly / annual feeFree tier availableFree (Coinbase account required)
Stablecoin fundingYes - USDC / USDT (ERC-20)Yes - USDC, DAI, ETH, BTC
Crypto rewardsNoYes - up to 4% back in crypto
FX conversion fee0% on card spendSpread on crypto liquidation
Recurring subscriptionsStrong - low decline rateModerate - liquidation on each spend
US residents onlyNo - 125+ countriesYes - US only (Coinbase Card)
1099 tax reporting on rewardsNo - not a rewards card, no card-spend rewards to reportYes - crypto rewards can trigger 1099 reporting at tax time
Card freeze / unfreezeYes - instant in appYes - in app
Customer supportIn-app chat + emailHelp center + limited live support
Virtual card issuance
GetPlu
Yes - instant online
Coinbase
Yes (Coinbase Card app)
Physical card available
GetPlu
Yes
Coinbase
Yes (Visa debit)
Monthly / annual fee
GetPlu
Free tier available
Coinbase
Free (Coinbase account required)
Stablecoin funding
GetPlu
Yes - USDC / USDT (ERC-20)
Coinbase
Yes - USDC, DAI, ETH, BTC
Crypto rewards
GetPlu
No
Coinbase
Yes - up to 4% back in crypto
FX conversion fee
GetPlu
0% on card spend
Coinbase
Spread on crypto liquidation
Recurring subscriptions
GetPlu
Strong - low decline rate
Coinbase
Moderate - liquidation on each spend
US residents only
GetPlu
No - 125+ countries
Coinbase
Yes - US only (Coinbase Card)
1099 tax reporting on rewards
GetPlu
No - not a rewards card, no card-spend rewards to report
Coinbase
Yes - crypto rewards can trigger 1099 reporting at tax time
Card freeze / unfreeze
GetPlu
Yes - instant in app
Coinbase
Yes - in app
Customer support
GetPlu
In-app chat + email
Coinbase
Help center + limited live support
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Backed by licensed, regulated partners

GetPlu is not a bank, exchange, or asset custodian. GetPlu does not hold user funds or facilitate FDIC insurance. Payment services and card products are provided in partnership with licensed institutions in their respective jurisdictions. GetPlu is a global technology platform. Financial services are provided by regulated third parties.