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GetPlu vs Grey (Kenya): Best dollar card in 2026

Grey and GetPlu both offer dollar cards popular across Africa - but they differ on funding methods, fees, and global merchant coverage. Here is the full Kenya comparison.

QUICK SUMMARY
  • Virtual card issuance
  • Physical card available
  • Monthly / annual fee
  • USD account included
FeatureGetPluGrey
Virtual card issuanceYes - instant onlineYes - instant online
Physical card availableYesNo physical card
Monthly / annual feeFree tier availableFree (limits apply)
USD account includedYesYes (USD + GBP + EUR)
FX conversion fee0% on card spend1% fee on card spend
ATM withdrawalsYesLimited / not primary use
Supported currencies125+ countriesUSD, GBP, EUR primarily
Mobile appYes (iOS & Android)Yes (iOS & Android)
Card freeze / unfreezeYes - instant in appYes - in app
Customer supportIn-app chat + emailIn-app chat + email
Virtual card issuance
GetPlu
Yes - instant online
Grey
Yes - instant online
Physical card available
GetPlu
Yes
Grey
No physical card
Monthly / annual fee
GetPlu
Free tier available
Grey
Free (limits apply)
USD account included
GetPlu
Yes
Grey
Yes (USD + GBP + EUR)
FX conversion fee
GetPlu
0% on card spend
Grey
1% fee on card spend
ATM withdrawals
GetPlu
Yes
Grey
Limited / not primary use
Supported currencies
GetPlu
125+ countries
Grey
USD, GBP, EUR primarily
Mobile app
GetPlu
Yes (iOS & Android)
Grey
Yes (iOS & Android)
Card freeze / unfreeze
GetPlu
Yes - instant in app
Grey
Yes - in app
Customer support
GetPlu
In-app chat + email
Grey
In-app chat + email
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Backed by licensed, regulated partners

GetPlu is not a bank, exchange, or asset custodian. GetPlu does not hold user funds or facilitate FDIC insurance. Payment services and card products are provided in partnership with licensed institutions in their respective jurisdictions. GetPlu is a global technology platform. Financial services are provided by regulated third parties.