Before you compare
- See how GetPlu stacks up against alternatives for spending and saving from Kenya.
- GetPlu cards are funded with USD, USDC, or USDT with Zero transaction fees.
- Compare fees, funding methods, and global coverage before you choose a card.
Comparison chart.
Snapshot for planning. Always verify the latest product details with each provider before you decide.
| Feature | GetPlu | Grey | IntaSend | Bitnob | M-Pesa GlobalPay |
|---|---|---|---|---|---|
| Virtual card issuance | Yes - instant | Yes - instant | API-based only | Limited regions | Yes - via M-Pesa app |
| Physical card available | Yes | No | No | No | No |
| FX conversion fee | 0% | 1% fee | API rates vary | Conversion fees apply | ~3% fee |
| USD account included | Yes | Yes (+ GBP/EUR) | No consumer wallet | Yes | KES-funded card |
| Stablecoin funding | Yes (USDC/USDT) | No | No | Bitcoin only | No |
| Individual consumer card | Yes | Yes | No - merchant focus | Limited | Yes - M-Pesa users |
Virtual card issuance
Physical card available
FX conversion fee
USD account included
Stablecoin funding
Individual consumer card
Dollar card for Kenya — stablecoin-funded, zero transaction fees.
M-Pesa is essential for local KES transfers — but doesn't issue a stablecoin-funded dollar card. Grey charges fees and requires a US SSN for full features. GetPlu gives Kenyans a virtual Visa funded directly with USDC or USDT — zero transaction fees, passport KYC only.
Fund with USDC or USDT
Send from Binance, OKX, or any self-custodial wallet. No KES conversion or Kenyan bank account needed.
Zero transaction fees
No FX markup on international spend. Pay for AWS, Shopify, Figma, and global tools at the real rate.
No Kenyan bank required
Passport KYC only. No M-Pesa, no Equity Bank — virtual card issued instantly after verification.
Card in minutes
Complete KYC once and your virtual Visa is issued immediately — start spending globally right away.
The only dollar card funded by stablecoins.
Free for Kenya residents.
Fund with USDT or USDC. Spend at any Visa merchant in 125+ countries. Zero fees, instant card.
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