GetPlu vs M-Pesa GlobalPay (Kenya): International Visa card
M-Pesa GlobalPay is a virtual Visa built into the M-Pesa app for Kenyans - GetPlu is a standalone global dollar card. Here is how they compare for international and online spending.
QUICK SUMMARY
- Virtual card issuance
- Physical card available
- Monthly / annual fee
- USD account included
| Feature | GetPlu | M-Pesa GlobalPay |
|---|---|---|
| Virtual card issuance | Yes - instant online | Yes - via M-Pesa app |
| Physical card available | Yes | No - virtual only |
| Monthly / annual fee | Free tier available | Free issuance |
| USD account included | Yes | KES-funded, USD-denominated card |
| FX conversion fee | 0% on card spend | ~3% conversion fee on spend |
| ATM withdrawals | Yes | No ATM withdrawals |
| Supported currencies | 125+ countries | USD-denominated card only |
| Mobile app | Yes (iOS & Android) | Via M-Pesa app (iOS & Android) |
| Card freeze / unfreeze | Yes - instant in app | Via M-Pesa app |
| Customer support | In-app chat + email | Safaricom call centre |
Virtual card issuance
GetPlu
Yes - instant onlineM-Pesa GlobalPay
Yes - via M-Pesa appPhysical card available
GetPlu
YesM-Pesa GlobalPay
No - virtual onlyMonthly / annual fee
GetPlu
Free tier availableM-Pesa GlobalPay
Free issuanceUSD account included
GetPlu
YesM-Pesa GlobalPay
KES-funded, USD-denominated cardFX conversion fee
GetPlu
0% on card spendM-Pesa GlobalPay
~3% conversion fee on spendATM withdrawals
GetPlu
YesM-Pesa GlobalPay
No ATM withdrawalsSupported currencies
GetPlu
125+ countriesM-Pesa GlobalPay
USD-denominated card onlyMobile app
GetPlu
Yes (iOS & Android)M-Pesa GlobalPay
Via M-Pesa app (iOS & Android)Card freeze / unfreeze
GetPlu
Yes - instant in appM-Pesa GlobalPay
Via M-Pesa appCustomer support
GetPlu
In-app chat + emailM-Pesa GlobalPay
Safaricom call centre